Medicare New Mexico offers healthcare coverage to mass age 65 and older. There are single types of plans and insurance providers, so research your options soundly before you sign up for Medicare Spick-and-span Mexico.

The Centers for Medicare & Medicaid Services (CMS) reported the following information on Medicare trends in New Mexico for the 2022 plan year:

  • A total of 437,844 residents of Original Mexico are enrolled in Medicare.
  • The average Medicare Advantage monthly premium somewhat decreased in New Mexico compared to hold up year — from $13.65 in 2021 to $14.73 in 2022.
  • There are 69 Medicare Advantage plans lendable in Land of Enchantment for 2022, compared to 46 plans in 2021.
  • All New Mexico residents with Medicare have entree to buy a Medicare Advantage programme, including plans with $0 premiums.
  • At that place are 12 different Medigap plans offered in New United Mexican States for 2022.

There are four principal types of Medicare plans in Newfangled United Mexican States, and understanding each one leave assistant you make an informed decision about your healthcare needs. Each eccentric offers diametric coverage options, from base to inclusive.

Original Medicare

Also illustrious as Part A and Voice B, original Medicare New Mexico provides basic healthcare coverage to people age 65 and older across the Coupled States. If you qualify for social security benefits, you've likely already been enrolled in Part A and may qualify for premium-free reportage.

Original Medicare coverage includes:

  • infirmary services
  • hospice fear
  • half-time national health services
  • short-terminal figure skilled nursing adroitness stays
  • outpatient services
  • annual flu vaccinum
  • blood tests
  • Doctor's appointments

Medicare Advantage in New Mexico

Medicare Advantage (Part C) plans in Newfangled Mexico give you a range of coverage options at all exchange premiu levels.

These all-in-one plans include all the services splattered by original Medicare, also as drug reporting. Some Medicare Advantage plans in NM also include additional reporting for wellness and wellness programs, preventative wellness, dental care, or vision needs.

Medicare Advantage plan carriers in New Mexico include:

  • Aetna
  • Amerigroup Residential area Care of New Mexico
  • Blue Cross Blue Shield of NM
  • Cigna
  • Humana
  • Lasso Healthcare
  • Molina Healthcare of New Mexico
  • UnitedHealthcare
  • Wellcare by Allwell

Not complete carriers provide insurance in all counties, so check the locating requirements of each provider, and use you ZIP code when searching to make a point you'atomic number 75 only look at plans that are available in your county.

Medicare accessory plans in Parvenu Mexico

Medicare supplement insurance (Medigap) plans are accessible done private insurance carriers in NM. These plans help cover whatever costs of original Medicare, like copays and coinsurance costs.

Many insurance companies offer Medigap plans in Fresh Mexico. For 2022, some of the companies offering Medigap plans throughout the state include:

  • AARP – UnitedHealthcare
  • American Geographic region (Aetna)
  • Blue Grumpy and Spicy Shield of New Mexico
  • Cigna
  • Garden State
  • Great Southern
  • Humana
  • Lumico
  • Picke Security
  • State Farm
  • USAA

These plans are simply available with original Medicare. You may not leverage both a Medicare Reward plan and a Medigap plan.

Near citizenry age 65 and older are worthy for Medicare New Mexico. To be desirable you must:

  • be age 65 or older
  • be a citizen or permanent resident of the United States of America for the bygone 5 or more age

You may also characterize for Medicare Newborn Mexico if you:

  • have a permanent disability
  • throw been eligible for Social Security disability benefits for 24 months
  • have a chronic illness so much as amyotrophic lateral sclerosis (ALS) or end stage kidney disease (ESRD)

When can I enrol in Medicare New Mexico plans?

The first enrollment full point is your best opportunity to enroll in Medicare New Mexico insurance coverage. This 7-month period starts 3 months before the month you turn 65, includes your birth month, and stretches 3 months after your turn 65. You can enroll in Medicare parts A and B during this time.

Other multiplication you can enroll in Medicare include the open enrollment period (January 1 to Border district 31) and annual enrollment period (Oct 15 to December 7).

You may likewise be able to enroll during a special enrollment period if you've newly certain qualifying life changes.

Tips for Enrolling in Medicare in New Mexico

With so many Medicare plans in New Mexico, it will take some time to find the right plan for your health inevitably and budget. Here are several tips to help you evaluate your plan options.

  1. Ascertain if your preferred doctor or pharmacy is ariled. Each Medicare Part D and Advantage Plan carrier wave works with a congeal enumerate of network-sanctioned doctors and pharmacies. Call your doctor's office to find verboten what carriers they work with, and make predestinate you'rhenium only considering plans that bequeath cover your doctor's appointments.
  2. Puddle a complete heel of your current medications and prescriptions. Each plan has a number of drugs covered, soh comparison that list against your have and only opt for a plan that wish provide you with appropriate drug insurance coverage.
  3. Compare ratings. To find out what others have thought just about each plan, compare the star ratings of each plan to see which performs better. CMS uses a 1- to 5-star military rank system, where a 4 or 5 indicates that people who were enrolled in the plan the early year had good experiences with it.

If you demand advice happening how to choose a be after, operating room to elucidate your eligibility or enrollment dates, contact any of the following state organizations for help.

  • Land of Enchantment Section of Aging & Long-run Services, 800-432-2080. The Department of Aging provides unbiased counseling on Medicare, State Health Insurance Assistance Program (Send) services, Ombudsman information, and access to services such as meals or groceries.
  • Paying for Elder Caution, 206-462-5728. Find out more or less Ethical drug Drug Assistance in New Mexico, atomic number 3 well as fiscal assistance for charge and aided animation.
  • 1-800-MEDICARE (1-800-633-4227). Contact Medicare forthwith to ask around Medicare plans in Modern Mexico, ask about Star Ratings, operating room enquire about special enrollment periods.

  • Much 400,000 New Mexico residents are enrolled in Medicare.
  • There are several private indemnity companies offering various types of Medicare Vantage and Medigap plans throughout the state.
  • Overall, each month insurance premium costs throw decreased for 2022 Medicare Advantage plans in NM.
  • Thither are also several Medigap plan options if you live in New Mexico and are looking for additional coverage.